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There’s no shortage of chutzpah where con men are concerned.  When all else fails, they’ll just call you up and berate you in hopes of getting you to give them money.  And apparently they have no social life either, because the calls keep coming.  

Debt collection is the angle here, with scammers calling to say you owe them money.  Owing money is bad enough, but it’s even worse when you don’t remember borrowing it in the first place.  Yet this stranger on the phone is rattling off your personal information, saying that you owe him hundreds or thousands of dollars.  You need to pay up immediately.  Of course you have no idea what he’s talking about.  

Then the threats start.  If you don’t pay immediately, you’ll be arrested, so you’d better have a good lawyer.  Even if you do get him off the phone, he calls back 10, 20 times.  A woman in Pennsylvania received dozens of phone calls from a man who said she owed him more than $800.  The hope here is that you’ll eventually be intimidated or tired enough to pay up.  In this case, the victim said she received so many calls she began to wonder if she had applied for a loan online by clicking on something unknowingly.  

Phony debt collectors may also use the name of an established company in an effort to sound more legitimate.  It’s a good bet that everyone with a home uses utilities, so they’ll say they’re calling about a past due utility bill and that you can pay the bill by credit card over the phone. 

“Assumption is the mother of all screw-ups.”
WETHERN’S LAW

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